It's devastating to see fires rip through a neighborhood like this. Lives may be lost and families will struggle with this trauma for many years. It was not too long ago that we experienced something like this in Oregon.
- Dwelling- This is the amount the insurance company will pay if you have a total loss. This is often confused with Market Value but the dwelling coverage pays to rebuild the part of the house that you live in.
- Personal Property- This coverage pays for the things like furniture, clothing and appliances that are not built into the home.
- Separate Structures- This is for fences, sheds, retaining walls, hot tubs, etc, that are not attached to the dwelling.
- Loss of Use- This is money to help you pay for a place to live while your home is unlivable and being repaired.