Restaurant Insurance Coverages

1. General Liability Insurance: This coverage protects the restaurant against claims of bodily injury or property damage that occur on the premises.
2. Property Insurance: This coverage protects the restaurant's building and contents, such as furniture, equipment, and inventory, against damage or loss caused by events like fire, theft, or natural disasters.
3. Business Interruption Insurance: This coverage provides financial protection if the restaurant is forced to close temporarily due to a covered event, such as a fire or natural disaster.
4. Food Contamination Insurance: This coverage protects the restaurant against losses due to food contamination, such as from bacteria or chemical contamination.
5. Workers' Compensation Insurance: This coverage provides benefits to employees who are injured or become ill as a result of their job duties.
6. Umbrella Insurance: This coverage provides extra liability protection for the restaurant beyond the limits of the general liability policy.
7. Cyber Liability Insurance: This coverage protects against losses from a data breach, such as loss of sensitive information like credit card numbers and personal information.
8. Auto Insurance: This coverage protects the restaurant against losses from accidents involving company-owned vehicles.